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Florida Insurance CE

Earn your Florida Insurance Continuing Education credits today! 360training.com is recognized by the Florida Office of Insurance Regulation as a fully accredited provider of mandatory insurance continuing education coursework for preparing for an examination. All courses are 100% online and fulfill all the Florida insurance CE requirements for your insurance license renewal.

Please check the box next to the course(s) you wish to take. Then click the "Add To Cart" button to proceed with registration.

Course Title Hours Price

APPROVED CREDIT HOURS: 1 Hour

This course provides insurance professionals with the information necessary to understand and apply the hurricane mitigation provisions of the Florida Building Code (FBC), the seven hurricane mitigation improvements that homeowners can make to qualify for insurance premium discounts, the mandated minimum discounts, and the inspections, grants, and verification procedures of the Florida Comprehensive Hurricane Damage Mitigation Program, also called My Safe Family Home.

1 $12.95

This course addresses Florida Hurricane Mitigation and Premium Discounts. Content covers legislation, rules, how to calculate and describe specific premiums, and define terrain Exposure Categories B and C.

Learning Objectives

At the end of this course, you will be able to:

Explain Florida legislation since 2001 most relevant to hurricane mitigation improvements, including the Florida Building Code (FBC), insurance premium discounts, and sources of updated information.

Summarize the seven mitigation improvements that qualify homeowners for premium discounts, including specific mitigation measures to be taken for each improvement.

Utilize the rules for determining exposure terrain, roof shape, and roof covering when explaining the significance of such features to property owners.

Outline the process for choosing a qualified wind inspector and a qualified contractor to do mitigation work, completing verification affidavits, and applying for matching grants.

1 $13.95

Approval Number:
868557.

CATEGORY:
CE0240 – Healt.

APPROVED CREDIT HOURS:
1 Hour

Course Description

This course provides information about the Health Insurance Portability and Accountability Act (HIPAA). Specifically, you will learn: what the purpose, scope and benefits of HIPAA are, what is the significance of the Administrative Simplification section of HIPAA, how non – compliance is penalized, what changes HIPAA regulations require, what standards HIPAA enforces, how privacy and security are differentiated, what impact HIPAA can have on you and your organization, and how you can make your organization HIPAA – compliant.

LEARNING OBJECTIVES:

  • Understand what HIPAA is
  • Learn the purpose of HIPAA
  • Understand the key features of HIPAA
  • Understand which entities are affected by HIPAA
  • Appreciate the types of standards HIPAA specifies and understand the areas affected by the standards’ proposed rules
  • Understand the purpose of electronic standardization of transactions, code sets, and unique identifiers
  • Recognize the difference between privacy and security
  • Appreciate the impact of new privacy rules related to HIPAA
  • Understand the costs and savings associated with HIPAA
  • Learn the implementation dates of, and penalties for noncompliance to, HIPAA regulations
  • Understand how HIPAA will impact you and your organization
  • Understand the general process to implement HIPAA compliance in your organization.

    TOPICS COVERED:

  • Introduction
  • Lesson 1: Introduction to HIPAA
  • Lesson 2: HIPAA Standards
  • Lesson 3: Privacy and Security
  • Lesson 4: HIPAA Case Studies
  • Lesson 5: Impact of HIPAA
  • Lesson 6: Implementation of HIPAA.

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hour.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam: You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC
    SUMMARY:
    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE:

  • Director, Center for Continuing Education, Austin, Texas
  • Manager/Senior Vice – – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
  • Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
  • District Manager, Farmers Insurance Group, California & Iow.

    EDUCATION and LICENSES:

  • Master of Arts, Business and Administration, Columbia Pacific University
  • Bachelor of Science, Mankato State University
  • Chartered Life Underwriter & Chartered Financial Counselor Designations
  • Registered Health Underwriter & Registered Employee Benefits Counselor Designations
  • Managed Healthcare Professional & Health Insurance Associate Designations
  • Associate in Insurance Claims
  • Professional, Academy of Healthcare Management
  • Currently Enrolled in Certified Employee Benefits Specialist Program, Wharton Business School
  • Holds insurance licenses for Life, Property/Casualty, MGA, All – lines Adjuster, and Life Insurance Counselor.

  • 1 $15

    Approval Number:
    61816.

    CATEGORY:
    CE0324 – Adjuster Law & Polic.

    Course Description

    The purpose of this course is to present to the student a thorough overview of the laws and regulations with which insurance adjusters must comply. Insurance law topics are addressed both within the state of Florida and nationally. This is accomplished using three modules. Module One offers a precise and easy – to – understand examination of the Florida Statutes pertaining to insurance adjusters, referencing specific sections of the law and highlighting the salient features of each. Module Two focuses on the basic principles of insurance, covering such topics as key terms for insurance professionals and the typical characteristics of an insurance contract. Module Three addresses basic concepts of property and casualty insurance including personal auto insurance and liability insurance.

    The student will review basics, like the characteristics and primary parts of the insurance policy, as well as more specific topics in insurance law, including contract law, agency law, and insurance tax treatment. The student will also survey insurance legal code and litigation . The concepts discussed are seen at work in real world applications. In addition, the student will learn about important historical legislation, like the McCarran – Ferguson Act, as well as modern day rulings that demonstrate finer legal distinctions and concepts.

    The primary objective of this course, taken as a whole, is to aid students in understanding the laws governing insurance adjusters’ actions and the basic concepts and policies involved in the everyday life of a professional insurance adjuster. However, the course also encourages students to become familiar with the laws and rules of their state in general by knowing how to locate and access them.

    Learning Objectives

    • Identify the definitions, categories, expectations, and penalties within Florida insurance law.
    • Describe the problems with unauthorized entities.
    • Understand fundamental insurance legal concepts, including indemnity, collateral, tests of materiality, and others.
    • Recognize the primary parts and characteristics of an insurance policy.
    • Distinguish between property and liability insurance concepts.
    • Summarize contract law concepts, including offer, acceptance, and consideration.
    • Explain agency law concepts, like authority, waiver, estoppel, and others.
    • Describe insurance tax tests, such as the Cash Value Accumulation Test.
    • Demonstrate how the McCarran – Ferguson act impacts insurance law today.
    • Apply basic legal ideas within crop and flood insurance.
    • Explain liability risk retention.
    • Show how insurance law has been refined by recent court decisions.

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 10 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    10 $43

    APPROVED CREDIT HOURS: 3 Hours

    This course explains the essentials of flood insurance based on the standards set by the Federal Emergency Management Agency. It opens with the background and features of the National Flood Insurance Program, along with a discussion of who needs flood insurance. It then explains flood maps, zone determinations, and available products and policies.

    The general rules and rating process for flood insurance are discussed in detail, along with the claims handling process and the requirements of the Flood Insurance Reform Act of 2004. In addition, agents learn about the flood resources available to them. This course provides helpful guidelines for agents who wish to sell flood policies.

    LEARNING OBJECTIVES

    Upon completion of this course, the student will be able to.

    • Explain the basic features of the National Flood Insurance Program.
    • Identify the risks that make flood insurance essential for specific individuals.
    • Use flood maps and describe flood zone determination.
    • Distinguish among types of available flood products, including dwelling policies, general property policies, RCBAPs, and preferred risk policies.
    • Apply general flood insurance rules about statutory coverage limits, deductibles, property value determination, and other topics.
    • Summarize the claims handling process.
    • Illustrate the point of sale and renewal responsibilities of the Flood Insurance Reform Act of 2004.
    • Locate flood insurance resources available to agents.
    3 $15

    body> Approval Number:
    56053

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    This course covers the basic concept of ethics with a detailed definition and what it entails. We will discuss the role of ethics in our personal as well as professional lives and the challenges faced. We will also discuss the core ethical values and how rationalization is used as a common tool. Finally, we will talk about the framework of ethical decision – making and conclude with a brief discourse on ethics and conflict of interests.

    Learning Objectives

    • Define ethics and emphasize on the various principles involved.
    • Discuss the ways in which we can incorporate ethical values in our personal and professional lives.
    • Briefly define the major themes in ethical philosophy.
    • Fully understand the core ethical principles and values and the use of rationalization.
    • Elaborate on the framework for ethical decision – making.
    • Define the key elements of a conflict of interest.

    Topics Covered

    • Introduction
    • Lesson 1: How We Live
    • LESSON 2: Role of Ethics
    • LESSON 3: Ethics Philosophy
    • LESSON 4: Ethics VS Values
    • LESSON 5: Rationalization
    • LESSON 6: Ethical Decision – Making
    • LESSON 7: Ethics and Conflict of Interest

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hour.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizes – You will not be required to pass the quizes to move on to the next lesson.
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LICENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    2 $15

    Course Title:
    Ethics for Insurance Professionals Advanced

    Approval Number:
    56327.

    CATEGORY:
    CE0324B – Adjuster Ethics.

    LEVEL:
    Advanced.

    APPROVED CREDIT HOURS:
    2 Hours

    Course Description

    In this course we do not intend to create a complex, philosophical, intellectual debate on current ethical considerations. Rather, we will present a practical discussion of business ethics with specific examples taken from the insurance industry. The course addresses the complexities of ethical decision making in today’s insurance environment. It suggests ways for insurance producers to establish ethics in the work place and thereby take a step toward reducing the possibility of questionable practices and wrongdoing.

    Learning Objectives

    • Learn the basic concepts of ethics.
    • Learn about professionalism and ethical standards.
    • Learn to differentiate between ethics and values.
    • Define what is meant by conflict of interest.
    • Define the steps involved in ethical decision making
    • Learn the intricacies of the insurance product
    • Understand the responsibilities if an insurance professional
    • Learn about the disclosures involved in policy illustrations
    • Understand the standards of consumer protection in the insurance industry
    • Understand the various regulations of insurance trade practices

    Topics Covered

    • Introduction
    • LESSON 1: Introduction
    • LESSON 2 : Role of Ethics
    • LESSON 3: Ethics Vs. Values
    • LESSON 4: Resolving Ethical Dilemmas
    • LESSON 5: Ethical Decision Making
    • LESSON 6: Nature of the Insurance Product
    • LESSON 7: The Insurance Professional
    • LESSON 8: Insurance Regulation
    • LESSON 9: Policy Illustrations
    • LESSON 10: Consumer Protection in the Insurance Industry
    • LESSON 11: Regulation of Insurance Trade Practices

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 2 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LISCENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    2 $40

    Course Title:
    Ethics for Insurance Professionals Advanced

    Approval Number:
    56052.

    CATEGORY:
    CE0324B – Adjuster Ethics.

    LEVEL:
    Advanced.

    APPROVED CREDIT HOURS:
    3 Hours

    Course Description

    In this course we do not intend to create a complex, philosophical, intellectual debate on current ethical considerations. Rather, we will present a practical discussion of business ethics with specific examples taken from the insurance industry. The course addresses the complexities of ethical decision making in today’s insurance environment. It suggests ways for insurance producers to establish ethics in the work place and thereby take a step toward reducing the possibility of questionable practices and wrongdoing.

    Learning Objectives

    • Learn the basic concepts of ethics.
    • Learn about professionalism and ethical standards.
    • Learn to differentiate between ethics and values.
    • Define what is meant by conflict of interest.
    • Define the steps involved in ethical decision making
    • Learn the intricacies of the insurance product
    • Understand the responsibilities if an insurance professional
    • Learn about the disclosures involved in policy illustrations
    • Understand the standards of consumer protection in the insurance industry
    • Understand the various regulations of insurance trade practices

    Topics Covered

    • Introduction
    • LESSON 1: Introduction
    • LESSON 2 : Role of Ethics
    • LESSON 3: Ethics Vs. Values
    • LESSON 4: Resolving Ethical Dilemmas
    • LESSON 5: Ethical Decision Making
    • LESSON 6: Nature of the Insurance Product
    • LESSON 7: The Insurance Professional
    • LESSON 8: Insurance Regulation
    • LESSON 9: Policy Illustrations
    • LESSON 10: Consumer Protection in the Insurance Industry
    • LESSON 11: Regulation of Insurance Trade Practices

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 3 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LISCENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    3 $40

    Course Title:
    Employment Law

    Approval Number:
    56051.

    CATEGORY:
    CE9901 – Gen. L&G.

    LEVEL:
    Intermediat.

    APPROVED CREDIT HOURS:
    2 Hours

    Course Description

    This course covers broad issues on Employment and Labor laws as it applies to Insurance Agencies. It covers issues on pre and post employment procedures, employee agent/agency staff/agency staff and employer/agency rights and interviewing strategies in order to avoid claims and suits. Further, it puts emphasis on real world issues related to the employment laws.

    LEARNING OBJECTIVES:
    AFTER YOU COMPLETE THIS COURSE, YOU WILL HAVE LEARNED ABOUT THE FOLLOWING IMPORTANT EMPLOYMENT LAW ISSUES.

    • INTERVIEWING STRATEGIES
    • UNDERSTAND EMPLOYER AGENCY RIGHTS FOR REQUESTING AND DISSEMINATING EMPLOYEE REFERENCES
    • EMPLOYMENT VERIFICATION REQUIREMENTS; DO’S AND DON’TS
    • DRUG TESTING & PHYSICAL EXAMINATIONS
    • EMPLOYMENT AT – WILL DOCTRINE
    • DISCRIMINATION PRINCIPLES
    • RETALIATION
    • HARASSMENT
    • AMERICAN WITH DISABILITIES ACT
    • FAMILY AND MEDICAL LEAVE ACT
    • INVESTIGATING EFFECTIVELY AND WITHIN THE LAW
    • EFFECTIVE DISCIPLINARY POLICIES

    Topics Covered

    • Introduction
    • LESSON 1: Labor and Employment Law
    • LESSON 2: Interviewing Strategies
    • LESSON 3: Employment References
    • LESSON 4: Employment Verification Requirements of Employers
    • LESSON 5: Drug Testing And Physical Examinations
    • LESSON 6: Is There Really Still Employment – At – Will?
    • LESSON 7: Discrimination Principles
    • LESSON 8: Retaliation
    • LESSON 9: Harassment
    • LESSON 10: Americans With Disabilities Act (ADA)
    • LESSON 11: Family Leave and Medical Leave Act (FLMA)
    • LESSON 12: Investigating Effectively and Within The Law
    • LESSON 13: Effective Disciplinary Policies

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 2 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    Trey Wood

    Trey is a partner with the Houston law firm Alaniz and Schraeder, L.L.P., which concentrates its practice in the exclusive representation of management in the area of Labor and Employment Law. Mr. Wood attended Texas Tech School of Law and was licensed in 1988. He has been practicing as a trial attorney since that time and has extensive experience in counseling clients on all aspects of the employer/employee relationship and has tried many employment cases in both federal and state courts across the country. Mr. Wood has also represented clients before various state and federal agencies such as the EEOC, OSHA, Department of Labor, the Texas Commission on Human Rights and the Texas Workforce Commission. Recently, Mr. Wood testified in national hearings before the Department of Labor in opposition to OSHA’s proposed ergonomics standard. Mr. Wood is a member of the American Bar Association, the Civil Trial and Labor and Employment sections of the State Bar, as well as the Texas Association of Defense Counsel and the Houston Bar Association. Mr. Wood is Board Certified by the Texas Board of Legal Specialization in the area of Labor and Employment Law and is a frequent speaker before various trade organizations on all aspects of employment law. He has gratuitously provided continuing education for both the IIAH as well as several of our member agencies since 1997.

    2 $25

    Course Title:
    Commercial General Liability Insurance

    Approval Number:
    5604.

    CATEGORY:
    CE0220 – Gen P&C.

    LEVEL:
    Intermediat.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    The peril of liability is one of the most severe risks facing any organization today. Operating an organization without liability insurance puts owners at risk. Learning about liability insurance is a great way to prolong the life of your organization! This course covers broad issues of liability insurance and Workers’ Compensation.

    Learning Objectives

    • The basics of commercial liability insurance
    • Commercial liability insurance coverage
    • Commercial liability insurance policy
    • The basics of worker’s compensation and employers liability insurance
    • Worker’s Compensation and employers liability insurance policy

    Topics Covered

    • Introduction
    • LESSON 1: The Basics of Commercial Liability Insurance
    • LESSON 2: Commercial Liability Insurance Coverage
    • LESSON 3: Commercial Liability Insurance Policy
    • LESSON 4: Workers’ Compensation and Employers Liability Basics
    • LESSON 5: Workers’ Compensation and Employers Liability Insurance Policy

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

    This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

    If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.
    .

    1 $25

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    Approval Number:
    56562.

    CATEGORY:
    CE0324C – Adjuster Optiona.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    The peril of liability is one of the most severe risks facing any organization today. Operating an organization without liability insurance puts owners at risk. Learning about liability insurance is a great way to prolong the life of your organization! This course covers broad issues of liability insurance and Workers’ Compensation.

    Learning Objectives

    • The basics of commercial liability insurance
    • Commercial liability insurance coverage
    • Commercial liability insurance policy
    • The basics of worker’s compensation and employers liability insurance
    • Worker’s Compensation and employers liability insurance policy

    Topics Covered

    • Introduction
    • LESSON 1: The Basics of Commercial Liability Insurance
    • LESSON 2: Commercial Liability Insurance Coverage
    • LESSON 3: Commercial Liability Insurance Policy
    • LESSON 4: Workers’ Compensation and Employers Liability Basics
    • LESSON 5: Workers’ Compensation and Employers Liability Insurance Policy

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

    This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

    If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.
    .

    1 $5

    APPROVED CREDIT HOURS: 2 Hours

    The attendee, upon completion of this course, will be able to communicate adequately to their clientele an overview of anti – money laundering, specifically the legislation surrounding the issue.

    Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the terrorist, the organized criminal, the insider dealer, the tax evader, as well as those seeking to avoid the kind of attention from the authorities that sudden wealth from illegal activities brings. By engaging in this type of activity, criminals hope that their proceeds will be beyond the reach of asset forfeiture laws.

    Financial institutions such as insurance companies are at the forefront of the battle against the money launderers. Under current legislation, insurance companies are responsible for policing their financial dealings and reporting any suspicious transactions. This course will cover the new regulatory environment of the insurance industry concerning money laundering, specifically the USA Patriot Act 2001. The course aims to highlight the key aspects of the USA Patriot Act namely, the Suspicious Activities Report (SAR) and the “Know Your Customer” provision (KYC).

    2 $3.6

    The attendee, upon completion of this course, will be able to communicate adequately to their clientele an overview of anti – money laundering, specifically the legislation surrounding the issue. Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the terrorist, the organized criminal, the insider dealer, the tax evader, as well as those seeking to avoid the kind of attention from the authorities that sudden wealth from illegal activities brings. By engaging in this type of activity, criminals hope that their proceeds will be beyond the reach of asset forfeiture laws. Financial institutions such as insurance companies are at the forefront of the battle against the money launderers. Under current legislation, insurance companies are responsible for policing their financial dealings and reporting any suspicious transactions. This course will cover the new regulatory environment of the insurance industry concerning money laundering, specifically the USA Patriot Act 2001. The course aims to highlight the key aspects of the USA Patriot Act namely, the Suspicious Activities Report (SAR) and the “Know Your Customer” provision (KYC).

    2 $10

    Course Title:
    Agency Operations

    Approval Number:
    868564.

    CATEGORY:
    CE9901 – Gen. Life/Gen Lines.

    LEVEL:
    Intermediate.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    This course is designed to encompass key issues in the business of agency operations. It looks at the various aspects of risk management, and outlines the workings of the insurance markets as they exist today. To highlight the importance of procedural issues, the course also focuses on issues of Errors and Omissions, and links the same to various aspects of the agency business.

    Learning Objectives

    • Learn about Insurance Agency Operations
    • Familiarize the student with the concept of Risk Management, its purposes and implementation process within the Agency
    • Educate the student about different types of insurance markets as well as insurance company evaluation
    • Familiarize the student with the ethical and legal responsibility pertaining to Insurance Agency Operations
    • Learn about sales and marketing within the agency
    • Familiarize the student with Errors & Omissions, and with E&O planning
    • Understand agency finances including financial management, accounting records, agency accounting and etc.

    Topics Covered

    • Introduction
    • LESSON 1: Dealing with Risk
    • LESSON 2: Key Elements of the Risk Management Process
    • LESSON 3: Insurance Market Classifications
    • LESSON 4: Ethics and Legal Responsibility
    • LESSON 5: Sales and Marketing
    • LESSON 6: Errors & Omissions
    • LESSON 7: Agency Finances
    • LESSON 8: Insurance Regulation
    • LESSON 9: Policy Illustrations
    • LESSON 10: Consumer Protection in the Insurance Industry
    • LESSON 11: Regulation of Insurance Trade Practices

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LICENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    1 $20

    Course Title:
    401k – INTERMEDIATE

    Approval Number:
    56148.

    CATEGORY:
    CE0216 – Life.

    LEVEL:
    Intermediate.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    The 2 – hour course will examine how the 401(k) retirement plan works, and then takes the student through some of the contemporary and upcoming amendments, policies, and plans that will shape the future of the working class, and how they save for retirement.

    Learning Objectives

  • Understand the present and future of the 401(k), and similar retirement plans
  • Appreciate the advantages of such plans for ordinary people whose future would otherwise be insecure
  • Weigh the disadvantages of 401(k) retirement plans
  • Identify ways to invent and grow your 401(k) investment.
    .

    Topics Covered

    • LESSON 1: BASICS OF 401(k) PLANS
    • LESSON 2: BENEFITS AND DRAWBACKS
    • LESSON 3: LEGAL REQUIREMENTS
    • LESSON 4: PLAN FUNDING
    • LESSON 5: DISTRIBUTIONS
    • LESSON 6: TAXES AND YOUR 401(K) ACCOUNT
    • LESSON 7: 401(K) INVESTING

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizzes: You will not be required to pass the quizzes in order to start the next lesson.
    Final Exam: You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    Established in 1984, MGL provides full service Registration and Compliance services to broker/dealers and investment advisors. Services include: NASD, SEC, NFA, CFTC and multi – state Registration and Renewal services; preparation of Supervisory Procedures; Business Plans; Continuing Education services; Compliance Meetings; Financial Reporting; and Compliance Examinations. For RIA firms, we provide SEC and state registration/renewal services, Form ADV disclosures, Advisory Agreements, Supervisory Procedures, and Compliance Examinations. Leaders in Registration and Compliance, we go Above and Beyond.

  • 1 $20

    Course Title:
    Wills and Trusts

    Approval Number:
    56065.

    CATEGORY:
    CE0216 – Life.

    LEVEL:
    Intermediate.

    APPROVED CREDIT HOURS:
    4 Hours

    Course Description

    This course is a concise and practical guide to what every insurance professional should know about the law of Wills and Trusts – as well as a range of other matters – while advising others. Before and during the design of a client’s estate plan, the professional can provide value as part of the advisor team. In a great many scenarios, life insurance products can play a critical role in assuring the financial security the client is looking for. It is the professional’s job and duty to how explain how and why. Getting to a trusted position where that is possible, however, is the challenge. This course is based on real questions, concerns and issues encountered over many years, among people at all economic levels, from modest to quite substantial. There is no better way to build trust, confidence and respect than becoming a source of knowledge on the topics and issues presented here. There is an unfortunate, widespread misconception that wills, trusts and estate planning are subjects of interest only to the wealthy. In fact, an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes wishes and the needs of one’s survivors, while minimizing taxes. Too often, however, estate planning is equated with just estate tax planning. Professionals should be sensitive to personal, non – financial issues that are usually of a higher priority. For many, estate planning involves, even more importantly, planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for rich people. Wills and Trusts are just tools in a larger process. You must be careful not to give legal advice, of course. But you can provide a great service simply by explaining, in general terms, how “the moving parts” work together.

    Learning Objectives

    • Learn the various methods of disposition of property, with or without a will.
    • Learn what the consequences are when one dies intestate.
    • Be familiarized with the format of a valid will.
    • Know the intricacies of the probate process.
    • Learn the duties associated with the role of an Executor.
    • Be familiarized with the concept of a trust and its variations.
    • Know the advantages and disadvantages of a simple, living trust.
    • Learn about the ways of disposing property outside of probate.
    • Knowledgeable about the various tax issues.
    • Be conversant with ways to use life insurance in estate planning.

    Topics Covered

    • Introduction
    • LESSON 1: The Disposition Of Property, With Or Without A Will
    • LESSON 2: The Probate Process
    • LESSON 3: Trust Basics
    • LESSON 4: The Simple Living Trust
    • LESSON 5: Comparing Simple Living Trusts And Wills
    • LESSON 6: Disposition Of Property Outside Probate
    • LESSON 7: Tax Issues
    • LESSON 8: Other Elements Of The Estate Plan
    • LESSON 9: Using Life Insurance In Estate Planning
    • LESSON 10: Specialized Trusts And Estate Planning Tools

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 4 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    MICHAEL T. PALERMO, JD, CFP

    MICHAEL T. PALERMO, JD, CFP, is an attorney in Lexington, Kentucky. He is an expert in estate and financial planning, and maintains the highly regarded website, “Crash Course in Wills & Trusts” (www.mtpalermo.com). Mike has contributed often to online publications such as CBS MarketWatch.com and the Wall Street Journal Online, and is frequently quoted in online and print publications.

    4 $45

    Course Description

    During the 2008 legislative session, the Florida legislature took action to strengthen the regulation of annuities sales to Florida residents. Under SB 2082, the Senior Suitability continuing education requirement was established for all Florida life insurance agents.

    As set forth under Florida Statute 627.4554, the purpose of the new legislation governing the sale of annuities to seniors is to set forth standards and procedures for recommendations to senior consumers which result in a transaction involving annuity products to appropriately address the insurance needs and financial objectives of senior consumers at the time of the transaction.?.

    This section of the Florida statutes applies to any recommendations to purchase or exchange any annuity that has been made to a senior consumer ? or anyone 65 years of age or older ? by an insurance agent, or by an insurer in situations where there is no agent involved, that result in the purchase or exchange being recommended.

    License Line:

    CE9911 – Senior Suitability Intermediat.

    Assessment Information:

    At the end of the course, you will be required to complete a final exam of 25 questions. You must achieve a passing score of 70% or above to successfully complete the course..

    3 $30

    During the 2008 legislative session, the Florida legislature took action to strengthen the regulation of annuities sales to Florida residents. Under SB 2082, the Senior Suitability continuing education requirement was established for all Florida life insurance agents. As set forth under Florida Statute 627.4554, the purpose of the new legislation governing the sale of annuities to seniors is “to set forth standards and procedures for recommendations to senior consumers which result in a transaction involving annuity products to appropriately address the insurance needs and financial objectives of senior consumers at the time of the transaction.”.

    3 $13.95

    Approval Number:
    56558.

    CATEGORY:
    CE0324C – Adjuster Optiona.

    APPROVED CREDIT HOURS:
    4 Hours

    Course Description

    This course is designed to encompass key issues in property insurance. The main focus is divided into four parts: property insurance, commercial property insurance, homeowner’s insurance, and dwelling.
    It looks at the various coverages available and defines what is covered under those plans.

    Learning Objectives

  • Learn about property insurance by focusing on property insurance, commercial property insurance, homeowners insurance, and dwelling
  • Familiarize the student with the different types of policies available and discuss the details of each
  • Learn about the different types of property and what property is covered
  • Discuss the different policies including aspects of exclusions, limitations, and conditions
  • Learn about perils, both insured and excluded
    .

    Topics Covered

    • Introduction
    • LESSON 1: Property Insurance
    • LESSON 2: Commercial Property Insurance
    • LESSON 3: Homeowners Insurance
    • LESSON 4: Dwelling

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 4 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizzes – You will not be required to pass the quizes to continue to the next lesson.
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    EC is an accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, he has designed and taught courses to over 25,000 insurance professionals. He has held the insurance positions of agent/broker, manager, and corporate senior vice – president, and has been licensed for over 20 years in both property/casualty and life/health.

  • 4 $20

    Course Title:
    Property Insurance – Intermediate

    Approval Number:
    56080.

    CATEGORY:
    CE0220 – Gen P&C.

    LEVEL:
    Intermediate.

    APPROVED CREDIT HOURS:
    4 Hours

    Course Description

    This course is designed to encompass key issues in property insurance. The main focus is divided into four parts: property insurance, commercial property insurance, homeowner’s insurance, and dwelling.
    It looks at the various coverages available and defines what is covered under those plans.

    Learning Objectives

  • Learn about property insurance by focusing on property insurance, commercial property insurance, homeowners insurance, and dwelling
  • Familiarize the student with the different types of policies available and discuss the details of each
  • Learn about the different types of property and what property is covered
  • Discuss the different policies including aspects of exclusions, limitations, and conditions
  • Learn about perils, both insured and excluded
    .

    Topics Covered

    • Introduction
    • LESSON 1: Property Insurance
    • LESSON 2: Commercial Property Insurance
    • LESSON 3: Homeowners Insurance
    • LESSON 4: Dwelling

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 4 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizzes – You will not be required to pass the quizes to continue to the next lesson.
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    EC is an accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, he has designed and taught courses to over 25,000 insurance professionals. He has held the insurance positions of agent/broker, manager, and corporate senior vice – president, and has been licensed for over 20 years in both property/casualty and life/health.

  • 4 $40

    Course Title:
    Principles of Insurance – INTERMEDIATE

    Approval Number:
    55713.

    CATEGORY:
    CE9902 – Gen – L/Gen Lines.

    LEVEL:
    Intermediate.

    APPROVED CREDIT HOURS:
    7 Hours

    Course Description

    This course provides a general overview of insurance principles, beginning with frequently used terms and their definitions as used in the industry. As the course develops, it illustrates the insurance process and its need, and then grows into a manual of sorts, guiding the reader through the various mechanics, the type of insurance products available, and the applicability in different situations, illustrating with examples wherever possible.

    Learning Objectives

    • Differentiate between insurance, insured and insurer.
    • Define and understand the concept of premium.
    • The similarities between risk transfer mechanisms and insurance.
    • Understand key concepts/terms used in relation to insurance.
    • Understand the need for insurance.
    • Understand the various types of insurance available.
    • Understand the mechanics of insurance.
    • Understand the role of insurance agents
    • Understand the mechanics of Life Insurance, its need and importance.
    • Understand the application process.
    • Understand the policy clauses.
    • Differentiate between the various types of insurance companies.
    • Understand the concepts of Whole Life Insurance, Joint Life Insurance etc.
    • Identify the various types of Permanent Insurance.
    • Compare Term and Permanent Insurance.
    • Distinguish between various Policy Variations.
    • Learn the mechanics of filing claims, receipt of proceeds.
    • Understand the need for, and the mechanics of, Insurance Underwriting.

      TOPICS COVERED: .

    • Introduction
    • LESSON 1: INSURANCE – Basics
    • LESSON 2 : LIFE INSURANCE
    • LESSON 3: HEALTH INSURANCE
    • LESSON 4: LONG – TERM CARE INSURANCE
    • LESSON 5: DISABILITY INSURANCE
    • LESSON 6: PROPERTY AND CASUALTY
      INSURANCE/HOMEOWNER INSURANCE
    • LESSON 7: PERSONAL PROPERTY INSURANCE
    • LESSON 8: FIRE INSURANCE
    • LESSON 9: AUTOMOBILE INSURANCE
    • LESSON 10: INSURANCE FRAUD
    • LESSON 11: GROUP INSURANCE
    • LESSON 12: COMMERCIAL GENERAL LIABILITY
    • LESSON 13: PRINCIPLES OF RISK MANAGEMENT
    • LESSON 14: PRINCIPLES OF REINSURANCE

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 7 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizzes: You will not be required to pass the quizzes in order to start the next lesson.
    Final Exam: You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LICENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    7 $60

    Approval Number:
    61570.

    CATEGORY:
    8 P&.

    Course Level:
    Intermediate.

    Course Description

    Experience learning from the best with this specially designed personal auto course. Instructor Terry Tadlock takes you through all of the basic coverages associated with a typical auto policy, sharing tips, tricks, anecdotes and laughs along the way. Topics addressed include eligibility and policy structure, the insuring agreement and important definitions, and all six parts of the auto insurance policy. Supplemental materials, including example policy forms, are also included. You won’t find any droning audio here! Terry Tadlock reads no script as he teaches you the facts about personal auto coverages.

    LEARNING OBJECTIVES:

  • Explain and apply important definitions of all parts of the Personal Automobile Policy
  • Learn and apply the different coverage parts of the Personal Auto Policy
  • Understand and apply various endorsements to the Personal Automobile Policy and understand how they affect coverage
  • Familiarize him/herself with the conditions that may affect coverage found within the Personal Automobile Policy.

    TOPICS COVERED:

  • Introduction
  • Lesson 1: Eligibility and Policy Structure
  • Lesson 2: Insuring Agreement and Definitions
  • Lesson 3: Part A – Liability Coverage
  • Lesson 4: Part B – Medical Coverage
  • Lesson 5: Part C – Uninsured Motorists Coverage
  • Lesson 6: Part D – Coverage for Damage to Your Auto
  • Lesson 7: Parts E & F – Duties after an Accident or Loss & General Provisions.

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 8 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam: You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    Terry Tadlock is currently the President of Florida Insurance Educators, Inc., which is an insurance education and consulting firm that, in conjunction with The Florida Insurance School and other state and national organizations, provides a variety of educational courses and consulting services. In addition, Terry has spoken at state conventions and has written several publications for state and national associations.

    Terry began his career in 1979. The majority of this time was spent as the principal of an independent insurance agency in Florida where he was responsible for the day to day operation.

    Terry has also worked with the Florida Department of Insurance where he was the Administrator of Agents Licensing. His primary responsibilities included the supervision of writing all state insurance examinations. During this time Terry also represented the state of Florida on the National Test Development Committee which sets standards for agents licensing examinations.

    Terry currently holds a Certified Insurance Counselor (CIC) designation and is a National Faculty Member of the Society. In addition, Terry serves as the Educational Consultant in the States of North Carolina and South Carolina. Terry also holds a Chartered Property and Casualty Underwriting (CPCU) designation.

  • 8 $40

    APPROVED CREDIT HOURS: 5 Hours

    This course was developed to help students to understand the concepts of ocean marine insurance. The basic tenets of ocean marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will learn about historical background and the current coverages provided under this type of insurance.
    .

    LEARNING OBJECTIVES

    Upon completion of this course, the student will be able to.

      • Identify the laws and regulations that govern ocean marine insurance policies.
      • Understand the responsibilities of a licensed insurance agent in writing ocean marine policies.
      • Analyze types of coverages and how they benefit the insured.
      • Explain key developments in ocean marine coverage.
    5 $25

    APPROVED CREDIT HOURS: 5 Hours

    This course was developed to help students to understand the concepts of ocean marine insurance. The basic tenets of ocean marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will learn about historical background and the current coverages provided under this type of insurance.
    .

    LEARNING OBJECTIVES

    Upon completion of this course, the student will be able to.

      • Identify the laws and regulations that govern ocean marine insurance policies.
      • Understand the responsibilities of a licensed insurance agent in writing ocean marine policies.
      • Analyze types of coverages and how they benefit the insured.
      • Explain key developments in ocean marine coverage.
    5 $25

    Course Title:
    New Employee

    Approval Number:
    56056.

    CATEGORY:
    CE0220 – Gen P&C.

    LEVEL:
    Basi.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    As a new employee to the insurance industry you may find yourself overwhelmed with understanding the components of the industry and the terminology being used around you. This course will provide you with an understanding of the general make up of the industry and the terminology in order for you to do your job well.

    Learning Objectives

    • Learn the basic concepts of insurance
    • Learn insurance terms
    • Define who needs insurance
    • See how an insurance agency is organized
    • Learn about continuing education, errors & omissions
    • Define what makes a valuable employee and explore future career opportunities
    • Obtain valuable insurance resource information

    Topics Covered

    • Introduction
    • LESSON 1: Purpose of Insurance
    • LESSON 2: Independent Insurance Agency System
    • LESSON 3: You and Your Agency
    • LESSON 4: Being an Insurance Professional Part 1
    • LESSON 5: Being an Insurance Professional Part 2
    • LESSON 6: Continuing Education

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

    This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

    If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.
    .

    1 $25

    Course Title:
    Medicare

    Approval Number:
    868554.

    CATEGORY:
    CE0240 – Health.

    APPROVED CREDIT HOURS:
    1 Hour

    Course Description

    This course will introduce basic concepts for understanding Medicare coverage in its two parts: hospital insurance and medical insurance. A brief history of the program and a discussion of the role of private insurance companies is followed by eligibility requirements, exclusions, and claims payments. Peer Review Organizations and Service Provider Certification are also discussed.

    LEARNING OBJECTIVES:

  • Understand the purpose and background of Medicare
  • Recognize the role of private insurance companies
  • Identify the two parts of Medicare, and what each covers
  • Be familiar with enrollment, exclusions, and eligibility requirements
  • Understand the role of Peer Review Organizations (PROs)
  • Be knowledgeable of the Medicare claims payment process.

    T
    OPICS COVERED:

    • Introduction
    • LESSON 1: History, Administration and Role of Private Insurance Companies in Medicare
    • LESSON 2: Components of Medicare Coverage
    • LESSON 3: Medicare Eligibility
    • LESSON 4: Enrollment
    • LESSON 5: Medicare Exclusions
    • LESSON 6: Service Providers
    • LESSON 7: Peer Review Organizations (PROs)
    • LESSON 8: Claims Settlement

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 1 hour.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Quizzes – You will not be required to pass the quizzes to move on to the next lesson.
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    Dixon S. Hall.

    Dixon S. Hall is a Chartered Financial Consultant (ChFC), a Chartered Life Underwriter (CLU), and a fellow with the Life Underwriter Training Council (LUTCF).

    He has earned the designations Associate in Insurance Services (AIS) and Associate in Personal Insurance (API) and the certificate in General Insurance awarded by the Insurance Institute of America. He has the BS and MA degree in Business Education and School
    Administration and he is a multi – line agent.

    Dixon S. Hall is member of the Society of Financial Service Professionals, the National Speakers Association, the Carolina Speakers Association the United Methodist Church and the Monroe Civitan Club.

    He has been a community college president, community college trustee and a Mayor.

  • 1 $15

    Approval Number:
    62915

    APPROVED CREDIT HOURS:
    6 Hours

    Course Description

    Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agent’s social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.

    LEARNING OBJECTIVES:

  • Understand and know Insurance Principles and Legal Responsibilities.
  • Understand and know Legal Responsibilities in the Agency.
  • Understand and know Legal Responsibilities with the Insured.
  • Understand and know Legal Responsibilities in the Insurance Contract.
  • Understand and know Legal Responsibilities in Liability.
  • Understand and know Legal Responsibilities in Consumer Protection.
  • Understand and know Legal Responsibilities and HIPAA.
  • Understand and know Legal Issues in Insurance Fraud.

    TOPICS COVERED:

  • LESSON 1: Insurance Principles and Legal Responsibilities
  • LESSON 2: Legal Responsibilities in the Agency
  • LESSON 3: Legal Responsibilities with the Insured
  • LESSON 4: Legal Responsibilities in the Insurance Contract
  • LESSON 5: Legal Responsibilities in Liability
  • LESSON 6: Legal Responsibilities in Consumer Protection
  • LESSON 7: Legal Responsibilities and HIPAA
  • LESSON 8: Legal Issues in Insurance Frau.

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 6 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:
    Published by:

    Pohs Institute – Westbury, New Yor.

    Pohs Institute, one of the oldest insurance schools in New York State, was founded in 1921 by Herbert Pohs. Pohs Institute is one of the largest providers of insurance education in New York State, as well as an approved provider in New Jersey, Pennsylvania, Connecticut, Massachusetts, New Hampshire, Maine and Rhode Island. More than 250,000 men and women, eager to pursue a career in the insurance industry, have enrolled in Pohs Institute schools. Pohs Institute provides insurance instruction to large insurance companies and brokerages, as well as banks and financial institutions. The instructors are professional adjunct teachers from the insurance industry with an average of 10 or more years of industry experience.

  • 6 $30

    Course Title:
    Introduction to Property and Casualty and The Insurance Contract

    Approval Number:
    56071.

    CATEGORY:
    CE 2 – 20 – General Lines (Property & Casualty).

    LEVEL:
    Intermediat.

    APPROVED CREDIT HOURS:
    2 Hours

    Course Description

    This course will introduce you to the basic principles of insurance, including the concept of risk, the different types of risk, and techniques in managing risk. It will introduce you to several basic elements and terms used in the insurance industry. The course will focus on explaining the insurance contract by introducing and reviewing its various parts, including: the elements, characteristics, and parts of a contract, as well as various policy organizations. It will also lesson focus on the insurance transaction. The transaction includes such things as the application process, how the policy is selected, underwritten, and rated. This section will also review some of the legal requirements of applicants and the insurance company, with respect to the insurance transaction.

    Learning Objectives

    • Learn the types of Insurance companies that are available to consumers.
    • Study the basic structure, and types of Property and Casualty insurance.
    • Review who and what exactly makes up and insurance company.
    • Gain an understanding of how the industry is regulated, and who regulates it.
    • To review the insurance contract by discussing its key elements.
    • To learn the basics of the insurance transaction.

    Topics Covered

    • Introduction
    • Lesson 1: Principles of Insurance
    • LESSON 2: The Insurance Company
    • LESSON 3: Marketing Property and Casualty/ The Insurance Contract
    • LESSON 4: The Insurance Transaction

    REGULATORY REQUIREMENT:
    Please see the state/regulatory requirement from the course catalog page.

    SEAT TIME:
    This course has been approved for 2 hours.

    COURSE PRE – REQUISITE:
    N/A.

    TESTING:
    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    COURSE COMPLETION:
    Upon successful completion of this course you will be able to print your certificate online.

    ABOUT THE SUBJECT MATTER EXPERT:

    EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

    An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice – president. Licensed for over 20 years in both property/casualty and life/health.

    EXPERIENCE.

    Director, Center for Continuing Education, Austin, Texas
    Manager/Senior Vice – President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
    Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
    District Manager, Farmers Insurance Group, California & Iowa.

    EDUCATION AND LICENSES:
    Masters Of Arts, Business And Administration, Columbia Pacific University
    Bachelor of Science, Mankato State University
    Chartered Life Underwriter & Chartered Financial Counselor Designations
    Registered Health Underwriter & Registered Employee Benefits Counselor.

    2 $40

    APPROVED CREDIT HOURS: 2 Hours

    This course introduces the basic principles of insurance, including the concept of risk, the different types of risk, and techniques in managing risk. It covers several basic elements and terms used in the insurance industry. The course focuses on explaining the insurance contract by introducing and reviewing its various parts, including the elements, characteristics, and parts of a contract, as well as various policy organizations. The course also focuses on the insurance transaction. The transaction includes such things as the application process, how the policy is selected, underwritten, and rated. This section will also review some of the legal requirements of applicants and the insurance company, with respect to the insurance transaction.

    2 $10

    APPROVED CREDIT HOURS: 5 Hours

    The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white – collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. Fraud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will reduce the amount of economic loss to the insurance industry. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.

    5 $25

    APPROVED CREDIT HOURS: 5 Hours

    The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white – collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. Fraud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will reduce the amount of economic loss to the insurance industry. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.

    5 $25

    Check Florida’s state requirements prior to enrolling (http://www.floir.com/). Provider Name Softech Intl. Inc. dba 360training #365351. Some courses are also offered on behalf of provider name Professional Agents Brokers and Companies Assoc. #753 *General credit hours count for either property and casualty or life and health.

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