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Alabama Real Estate CE

Complete your Alabama real estate continuing education requirements today! Our courses are designed to help you fulfill your CE credits for your Alabama real estate license renewal. Our real estate CE courses meet the requirements of the Alabama Real Estate Commission.

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Course Title Hours Price

It is not always obvious, especially to the first – time home buyer, the reasoning and importance of the home inspection. Therefore, the real estate licensee must know and understand the basic requirements of the property inspection and the responsibilities of the licensed inspectors. Some of the areas discussed are the basic fundamentals of the exterior components of real property as well as the interior housing construction; the procedure for inspecting heating and cooling systems; and warning signs of potential problem areas including mold and other environmental hazards.

Content Outline:

  • Introduction
  • Structural Elements
  • Roofing and Siding
  • Insulation and Ventilation
  • Heating and Air Conditioning Systems
  • Plumbing and Electrical Wiring
  • Environmental Issues, Part 1
  • Environmental Issues, Part 2
  • Environmental Issues, Part 3

Learning Objectives

  • Identify the kinds of things a home inspector must be knowledgeable about, such as land use restrictions and regulations, zoning regulations, variances, building permits and certificates of occupancy; List the typical items examined by a home inspector on the property itself
  • Discuss the main structure elements of a house; Summarize the parts of a foundation; Explain how floors and walls are constructed; List the common types of house framing
  • Identify signs to look for during a roof inspection that would indicate a problem with its condition; Recognize the kinds of exterior siding that can be found on a home and what the downsides or features are of each; Discuss the problems with EIFS
  • Identify benefits of insulation and ventilation to the structure; Explain how insulation is installed to maximize efficiency; Summarize various roofing materials; Discuss roofing components and their roles in protecting the structure
  • Discuss what to look for when inspecting stairways, patios, porches, fireplaces, chimneys and woodstoves; Describe different types of heating and air conditioning systems and the problems associated with each; Diagram common problem areas often found in kitchens, specifically water leaks and issues with cabinets and counters
  • Recognize the basic plumbing issues associated with hot water heaters, drains, septic systems and water wells; Explain the terms and elements of an electrical system; Summarize the need for inspection of electrical wiring, especially in older residential homes
  • Describe ways in which environmental hazards can affect real estate; List common indoor pollutants; Explain the dangers of formaldehyde in residential housing; Recall the types of asbestos – containing materials commonly found in homes; Discuss sources of lead poisoning; Summarize how groundwater contamination may occur; Indicate the problems caused by underground storage tanks
  • Explain what mold is, the conditions under which it grows, the steps to its prevention, and how to get rid of it; Analyze the health effects of mold exposure; Diagram the steps licensees can take to reduce toxic mold liability; Describe what real estate professionals should do when microbial contamination is suspected on a property

Summarize the dangers of meth and meth labs; Recognize a meth lab; List the health effects of exposure to meth lab chemicals; Recall types of toxic wastes; Describe brownfields; Define wetlands.

6 $60

This course is one in a series of Human Ecology courses. Thousands of times every day, real estate licensees influence the choices people make about the homes, neighborhoods, and the communities in which they live. Licensees who take particular care to acknowledge when homes are efficient and well – built, the neighborhoods livable, and the communities sustainable, are helping make such desirable properties more available and more valuable. Topics covered include the concept of energy and humanity’s reliance on it, the use of energy in different sectors, global warming; global oil depletion, approaches to a more sustainable future, and how the real estate profession can address the challenges of a future with substantially more costly energy.

Content Outline:

  • Energy Concepts
  • The Use of Energy
  • Global Warming
  • Energy Supplies and Their Effects
  • Energy Sources and Solutions to the Energy Crisis
  • Sustainable Lifestyles: Energy and the Real Estate Professional

Learning Objectives

    • Apply the concept of energy; Demonstrate the concept of energy; List the principal resources; Interpret the evolution of human energy reliance
    • Analyze the current use of energy in the U.S in the industrial, transportation, residential and commercial sectors; Describe the fuels used; Summarize the technological advances for conservation
    • Predict the challenges of global warming; Estimate the nature and sources of greenhouse gases; Interpret the Kyoto Protocol; Discuss the problems global warming is causing and likely to cause in a variety of settings in the world
    • Evaluate the nature and effects of global oil depletion; Explain the Hubbert Curve; Describe the possibilities for future energy supplies; Summarize the ideological standoff between supporters of growth versus conservation as it relates to any further reliance on coal and nuclear power
    • Describe some of the dire predictions of running out of cheap energy; Discuss the nature of Earth’s biosphere as a complex, hierarchic, adaptive, self – organizing system; Explain the threat of a major phase transition; Evaluate the promise of New Urbanism as one approach to addressing the transition to a new energy regime in more urban setting
    • Demonstrate some of the more prominent approaches to future sustainable lifestyles in the current suburbs; Discuss kibbutzim, permaculture and intentional communities including co – housing and eco – villages; Discuss the role of the real estate profession in addressing the challenges for a future of substantially more costly energy
3 $30

The basics of contracts and contract law and how contracts are used in the real estate industry are addressed in this course. Students will learn the differences between express and implied contracts and bilateral and unilateral contracts as well as how to classify a contract as being executed or executory; the legal effects of a contract; the elements necessary for a valid contract; how a contract can be discharged or terminated and the various other contracts used in real estate.

Course Outline
Basic Contract Law: Forms, Disclosures, Agency, Title Insurance
Contract Writing: Types of Contracts
Contract Writing: Fraud and Misrepresentation
Contract Writing: Termination of Contracts
Contract Writing and Sales

Learning Objectives

  • Define the term “contract”; Describe the elements which a valid contract must include; Discuss standardized forms most commonly used in real estate; Describe the need for clarity of parties’ intention in contracts; Identify common changes to contracts; Explain fiduciary duty and breach of contract; Indicate the common “buzz words” which deserve special attention
  • Describe oral, implied, and written contracts; Define ambiguous contracts and how they are handled by courts; Discuss equitable title, consideration, legal capacity, offers, and counteroffers
  • Define reality of consent and legality of object; Identify fraud and misrepresentation; Evaluate mistakes of fact and law, undue influence and duress; Classify void, voidable, and executory contracts
  • Describe bilateral and unilateral contracts; Define executory contracts and their discharge and termination; Explain accord, satisfaction, novation, rescission, specific performance, and liquidated damages
  • Define terms and conditions of offers to purchase; Describe earnest money; Explain land contracts; Define mortgages; Describe due on sale; Discuss options and the right of first refusal

5 lesson assessments.

1 post assessment.

3 $30

Bad Loans will delve into predatory lending practices and common mortgage fraud schemes. Students will learn to identify and avoid predatory lenders’ and fraud perpetrators’ tactics. The course examines the lines on mortgage forms, good faith estimates, fees, discounts, prepayment penalties, and how these items are used by predatory lenders. This course also features valuable information about dealing with issues such as late charges, tax reserves, property insurance, foreclosures, and note modification. Then students will explore popular mortgage fraud schemes and examples from real cases. Fraud tools such as flipping, straw sellers and buyers, “No Doc” loans, silent second mortgages, and false money will also be discussed.

Course Outline
Predatory Lending: Part 1
Predatory Lending: Part 2
Predatory Lending: Part 3
Mortgage Fraud: Part 1
Mortgage Fraud: Part 2
Mortgage Fraud: Part 3
Mortgage Fraud: Part 4
Learning Objectives

  • Describe how to avoid being burned when borrowing money; Discuss how to avoid tricks, scams, plots, schemes and deceptions; Illustrate how unscrupulous lenders get you to sign on the dotted line
  • Explain each line on forms used in mortgage lending; Identify fees & discounts and how they’re used by predatory lenders; Describe the Truth – In – Lending Act; Define prepayment penalties, assumptions, and promissory notes used in mortgage lending
  • Illustrate how to communicate with a loan officer;
  • Demonstrate how to deal with issues such as late charges, tax reserves, property insurance, foreclosures, and note modification; List common predatory lending practices; Indicate the borrowers who are more likely to be the target of predatory lending; Identify the areas where scams are more likely to occur; Recognize popular predatory lending techniques
  • Recognize when a property is being illegally flipped; Identify when straw sellers and straw buyers are being used to commit fraud; Interpret the legal use of a quitclaim deed
  • Recognize fraud using shell companies as straw buyers; Predict the need for an escrow account when repairs need to be made to a
  • property; Recognize when straw buyers are used to obtain “No Doc” loans; Describe how straw buyers use false ID to obtain forgiving second mortgages; Discuss the importance of disclosing a silent second mortgage
  • Explain how straws obtain false money; Illustrate how fraud occurs without an attorney at closing; Describe how “flipping a neighborhood” works; Recognize fake comparables
  • Evaluate how perpetrators move money out of deals to themselves; Identify when false documents are being used, such as HUD – 1, quitclaim, and security deeds; Discuss how bankruptcy is used to avoid foreclosure

7 lesson assessments.

1 post assessment.

3 $30

This package contains following courses.

  • Risk Management
  • Energy Resources
  • Water Resources
  • Bad Loans – Predatory and Fraud
  • Contracts
  • 15 $110

    This package contains following courses: Alabama Risk Management for Salesperson (Core) Alabama Risk Management: Avoiding Violations (Core) Contracts (elective) Energy Resources (elective) Bad Loans: Predatory and Fraud.

    15 $110

    This required course addresses the delicate balancing act of risk management by guiding students through the liability pitfalls that agents face in sales transactions and daily practices, beginning with common property disclosure issues such as caveat emptor, home inspections, misrepresentation, and the seller’s disclosure statement. Next is a review of Alabama License Law, penalties, and the proper way to handle earnest money. Students will then examine agency relationships and RECAD. The course analyzes contract elements and contract do’s and don’ts. The final lesson provides an overview of antitrust, fair housing laws, and illegal practices.

    Content Outline
    Property Disclosures and Caveat Emptor
    Seller’s Disclosure Statement
    Alabama License Law
    Agency and RECAD
    Contracts
    Antitrust and Fair Housing.

    3 $30

    The purpose of the Alabama Real Estate Consumers and Agency Disclosure Act is to address buyers’ confusion about agency representation. This course clarifies the duties of brokers and licensees, the differences between a client and a customer, required disclosures, and agency representation. Students will also learn about the Minimum Services Law. RECAD is put to the test of everyday situations through a series of questions and answers.

    Content Outline

    A Historic Review of Agency Relationships.

    Roles and Duties of Licensees.

    History and Application.

    Agency Relationships.

    3 $30

    Thousands of times every day real estate licensees influence choices that home buyers and sellers make about the homes, neighborhoods, and the communities in which they live. Those who take particular care to acknowledge and demonstrate the importance of efficient, well built homes, and conservation are helping to make these desirable properties and communities more available and more valuable. Water Resources is one in a series of courses involving human ecology. Special attention is given to global water systems, water usage, the effect on the world’s population, pollution, water quality standards, wetland protection, and the importance of conservation with the strategies for achieving these goals.

    Content Outline:

    • Global and U.S. Water Use
    • Global Population Growth and Statistics
    • Environmental History and Legislation
    • Natural Wetlands
    • Oceans
    • Floods

    Learning Objectives

      • Analyze and put current global and U.S. water use in the context of water supply; Discuss the Ogallala aquifer depletion, irrigation efficiency, and the effects of irrigation subsidies on irrigation efficiency
      • Evaluate global population growth in perspective; Illustrate statistics involving proportion living near a coast and immigration to the U.S.; Discuss physical properties of water, water distribution, and movement around the world
      • Diagram the history of the environmental movement in the U.S. and the genesis of environmental legislation; Illustrate point and non – point sources of water pollution; Summarize water quality standards
      • Discuss natural wetlands, their distribution, history, and ecological value; Explain wetland protection; Contrast constructed wetlands and their applications with natural wetlands; Relate wellhead protection programs with emphasis on source water assessments
      • Summarize basic information about the world’s oceans and their zonation; Discuss the 2003 report of the Pew Oceans Commission on the state of U.S. oceans; Recognize the variety of coastal and marine environmental problems that are accumulating; Explain the ecological and economic importance of our coastal and marine
      • environments; Describe new ocean governance and a new ocean ethic, coastal zone management efforts, tsunamis Explain impacts of watershed; Summarize the National Flood Insurance Program Plan; Identify, and tsunami hazard mitigation
      • Discuss the topic of floods; water conservation strategies
    3 $30

    This course provides the student with an overview of the home loan process. Students will learn how to fill out a loan application and what information lenders require. Elements of conventional financing, loan – to – value ratios, and private mortgage insurance will be discussed. Then students will explore commercial loan products, construction loans, special purpose loans, and the loan needs of farmers and ranchers. The course also examines various kinds of alternative financing, adjustable rate mortgages, FHA and VA loans, purchase money mortgages, wrap – around financing, land contracts, lease/option plans, and other types of creative financing.

    Course Outline
    The Loan Process
    Conventional Financing: Part 1
    Conventional Financing: Part 2
    Commercial Loans: Part 1
    Commercial Loans: Part 2
    Alternative Financing: Part 1
    Alternative Financing: Part 2
    Alternative Financing: Part 3
    FHA Loans
    VA Loans
    Purchase Money Financing
    Land Contracts
    Other Forms of Creative Financing.

    Learning Objectives

    • List the four steps that make up the loan process; Illustrate how to fill out a typical loan application; Recall what information is required for lenders
    • Explain the functioning of conventional financing; Differentiate between amortized, partially amortized, and interest – only loans; Describe the standard for loans with less than 80% loan – to – value ratios; Explain the relationship between secondary financing and conventional loans
    • Explain the functioning of private mortgage insurance and its requirements; Describe the standard for loans with more than 90% loan – to – value ratios; Recognize what could potentially happen if one assumes the need for conventional loans
    • Define and list various commercial loan products; Recognize various financial statements and their relevance to the commercial loan process; Describe land loans, their requirements, and processing; Explain residential construction loans and their special issues
    • Define and list the various special – purpose buildings, and recognize the special loan requirements for each; Describe various lease instruments used commercially; Summarize how the special needs of farmers and ranchers are met by the commercial loan industry
    • Explain the use of discount points and their relationship to alternative financing; Describe how buy – down plans reduce interest and lower loan payments; State the limits and guidelines imposed on buy – down plans
    • Define adjustable rate mortgages; List the elements of an ARM loan; State the guidelines for ARM loans; Recall the disclosures that must be made for ARM loans; Predict the kinds of questions asked concerning ARM financing
    • Explain the functioning of growth equity mortgages; Describe and differentiate between a reduction option mortgage and bi – weekly loans; Define and list the various types of home equity conversion mortgages
    • Explain the function of Federal Housing Administration loans; List the features and characteristics of an FHA loan; State the requirements for an FHA loan; Describe the different FHA loan programs available
    • Explain the function of Veteran Administration loans; List and recall the VA Guaranty characteristics; Recall the process for qualification for a VA loan
    • Recognize the reasons for using seller financing; Define and describe purchase money mortgages; Describe the usage of purchase money financing on unencumbered and encumbered properties; Explain the usage for assumption and wrap – around financing
    • Define land contracts; Explain the usage for the three types of land contracts
    • List and explain the usage of other forms of creative financing; Explain the workings of a lease/option plan; State the responsibilities for brokers and agents involved with creative financing

    13 lesson assessments.

    1 post assessment.

    6 $60

    This property management course focuses on the operational aspects of running a property management firm. Students will learn how to analyze and manage liability risks and insurance and the security and safety responsibilities of a property manager. The course discusses the pros and cons of private maintenance companies, setting up a maintenance system, evaluating a property’s maintenance needs, and common maintenance problems that property managers deal with. Proper recordkeeping, promotion, and advertising are also covered. This course teaches students how to handle problem tenants, complaints, waiting lists, late rent, evictions, fair housing issues, and owner relations. The course also contains valuable information about the organization of a property management office, creating policy manuals, management costs and fees, the hiring process, employee management and evaluation, and what it takes to open and maintain a successful property management firm.

    Content Outline:

    • Liability and Risk Management: Part I
    • Liability and Risk Management: Part 2
    • Security and Safety: Part I
    • Security and Safety: Part 2
    • Maintenance and Energy Conservation: Part I
    • Maintenance and Energy Conservation: Part 2
    • Records and Controls: Part I
    • Records and Controls: Part 2
    • Promotion and Advertising: Part I
    • Promotion and Advertising: Part 2
    • Tenant Relations
    • Fair Housing and Ethics
    • Owner Relations
    • Management Operations: Part I
    • Management Operations: Part 2

    Learning Objectives

    • Explain liability regarding personal injury and property loss that goes with property ownership and management; Summarize other risks that owners, tenants, and managers are exposed to; Evaluate the management decisions involving risk; Describe how risk can be transferred to others using insurance; Identify various types of insurance protection available
    • Identify various types of insurance protection available for the tenant and property manager; Evaluate how much insurance is enough
    • Describe a property manager’s security obligations to protect tenants; Identify what type of lighting increases security; Recall which types of landscaping, fences, and walls deter intrusions; Indicate the door and lock features that best prevent crime; Discuss the security issues regarding windows; Summarize the advantages and disadvantages of electronic gates and guard services
    • Identify the different types of alarms; List the security issues involving rent collection and showing units; Describe which safety devices are required by your local fire and safety codes; Explain the safety requirements of the Occupational Safety and Heath Act, and how it applies to property management
    • Evaluate the basis of making decisions regarding the use of employees or contract providers for maintenance work; Describe the importance of privatizing maintenance tasks, setting specifications, and striving for standardization
    • Define the specific maintenance problems which a property manager can expect to encounter, as well as the corrective measures that are likely to be appropriate; Evaluate the importance of the difference between repairs and improvements; Explain a preliminary energy audit of a property, and recommend how energy and water can be conserved
    • Describe the requirements for handling trust fund accounts; and Identify which records to present to your client and which ones to keep
    • Describe the forms used in property management; Evaluate the importance of accurate record keeping
    • Demonstrate how to enhance your firm, as well as personal image, to help you in obtaining management contracts; List sources you can use to locate management opportunities
    • Compare the various methods of promoting rental space; Discuss the use of advertising tools such as signs, the Internet, and billboards; Recall how to compose classified ads and select the appropriate newspaper; List alternative marketing tools
    • Recognize the importance of educating a tenant about lease clauses and occupancy rules; Explain the dangers of renting to friends or relatives, or having a romantic entanglement with a tenant; Identify the importance of properly handling problem tenants and tenant complaints and what you can learn from them; Summarize how to handle tenant waiting lists as well as the tenant’s right to make repairs and deduct the cost from rent; Evaluate how to handle late rent, tenant absences, the death of a tenant, and changing the terms of tenancy; List the step in the eviction process and prohibited practices
    • Describe the various civil rights laws, and, in particular, their applicability to property management; Define the prohibitions under fair housing laws; Identify the importance of the Americans With Disabilities Act and the Equal Credit Opportunity Act; Discuss the importance of ethics and the ability to analyze a situation from an ethical viewpoint
    • Explain the necessity of effective owner/manager communications; List the fiduciary duties a manager has to an owner; Identify the dangers of romantic relations with tenants; Describe how to be courteous and neutral to internal politics when dealing with homeowner’s association members
    • Analyze the organization of a management office and staffing requirements; Discuss the importance of having a policy manual; Explain the economics of scale and how size relates to the costs of management and how fees are calculated; Identify the status of a resident manager, the attributes of a good manager, a resident manager’s duties, and common managerial problems; Evaluate the hiring process and the importance of a job application and employee interview; Relate how to deal with immigration issues

    List what should be included in an employee file; Summarize the employee evaluation process; Discuss important issues regarding employee relations; Recall ways to retain employees; Describe in – house training of employees and the utilization of professional organizations for training; Identify firing procedures and problems; Evaluate what it will take to open and maintain a successful property management office.

    8 $80

    This course covers the National Association of Realtors’® Code of Ethics. The course begins with an overview of ethics in business and continues with NAR’s full Code of Ethics. This code specifies Standards of Practices for Realtors® and is divided into three parts: Duties to Clients and Customers, Duties to the Public, and Duties to Realtors®. The course then outlines the procedures by which NAR enforces the Code. Finally, the course also covers common illegal and unethical practices that the real estate professional might face in their daily practice.

    3 $30

    Human land use is one in a series of courses covering the many areas of Human Ecology. The emphasis here is to impart knowledge and understanding of the history of land use, ownership, controls, zoning, boundaries, view shed analysis, geology, land use conflicts, court decisions affecting land use, and the relationship between human quality of life and land ownership.

    Course Outline
    Land Use Controls: Part I
    Land Use Controls: Part II
    Land Description and Analysis: Part I
    Land Description and Analysis: Part II
    Land Description and Analysis: Part III
    Land Use and Conflicts:
    Part I
    Land Use Conflicts: Part II
    Land Use Conflicts: Part III.

    Learning Objectives

    • Define land and land use; Explain the four powers reserved by the state (taxation, escheat, eminent domain, and police power); Describe the various forms of ownership; Define taking; Explain the public control of land use; Summarize the history of land use regulation
    • Identify important court decisions affecting land use controls; Discuss the applications and effects of zoning on land use
    • Recall the current methods of describing and analyzing a property for any of a variety of uses; Define the boundaries of a property; Discuss site programming, analysis of site context and surrounding land use, and viewshed analysis; Differentiate between climate and weather; Identify sources of climate and weather information
    • Explain microclimate; Recognize the importance of water resources and watershed planning; Summarize the provisions of legislation regarding water pollution, public water systems, watershed planning
    • Discuss the importance of geology in the real estate profession; Summarize geologic hazards and natural disasters and their effects on land use; Explain to uses of soil surveys in the real estate industry
    • Explain the concept of highest and best use in the context of global sustainability; Identify the three essential elements of productive order in a sustainable human ecosystem; Describe the impact of mineral extraction and processing industries on ecosystems and land use
    • Discuss agricultural land use; Identify the impact of the world population and food supply on land use; Describe the effects of the world’s water shortage on the real estate industry; Explain global warming and its effects
    • Explain the problem of soil erosion; Discuss the challenges of farmland conversion; Describe growth management strategies; Summarize the New Urbanism and Smart Growth movements; Explain how land use affects real estate and quality of life

    8 lesson assessments.

    1 post assessment.

    4 $40

    This course will give the student a broad overview of Homeowner’s Association Management. It starts by showing the manager how to set up a non – profit association and the legal documents required. The board of directors and their role in running the association, drawing up bylaws and how the board operates are covered thoroughly. The course also covers CC&Rs and other restrictions and laws that all managers need to know. Resolving disputes through litigation and non – litigious means round out the course.

    Content Outline:

    • Introduction to Common Interest Developments
    • Buying a Unit in a Common Interest Development
    • The Manager’s Role at a Board Meeting
    • How Board Meetings Work
    • The Board of Directors
    • Association Meetings
    • Voting
    • Homeowner’s Association Restrictions: Part 1
    • Homeowner’s Association Restrictions: Part 2
    • Enforcement of Covenants and Restrictions
    • Inspection Rights of Members
    • Changing the Governing Documents
    • Financial Management of a Homeowner’s Association
    • Summary of Homeowner’s Association Reserves
    • Assessments by the Association
    • Enforcing Assessment Liens
    • Association Contracts
    • Statute of Frauds
    • Contracting through Agents
    • Discrimination in Employment Contracts
    • Property and Liability Insurance
    • Over – the – air Reception Devices
    • Law and the Courts
    • Alternative Dispute Resolution

    Learning Objectives

    • Differentiate between “separate interest” and “common area”; Understand what is included in the purchase of a condominium; Explain the importance of a homeowner or community association
    • Explain what disclosures the seller must make to the buyer; Understand what a buyer is getting in a ‘separate interest’; Understand what is included in ‘common areas’; Describe what is owned, i.e. walls, appliances, plumbing, wiring, etc.; Predict when a homeowner’s association charges a fee to the seller
    • Relate the role of the board of directors in a homeowner association; Describe the set up of the board: quorum, length of term, nominations, when the board meets; Discuss when and how to give notice of meetings and the legalities involved
    • Explain the function of the board of directors;
    • Discuss the contributions the manager makes to board of directors meeting; Implement the basics of effective parliamentary procedure; Describe how motions are made and votes are taken;
    • Demonstrate how accurate minutes of the meeting should be kept
    • Describe the authority of the board of directors;
    • Evaluate the business judgment rule; Recognize the need for liability insurance for the association and board; Explain statute of limitations; Recognize when conflict of interest occurs.
    • Define membership rights; Explain how notice is given of membership meetings; Recall what constitutes a quorum, how it is established and its importance; Differentiate between association membership and the association itself
    • Analyze voting by proxy and how it can be used to help the association; Describe written ballot issues, distribution and problems; Recall the role of inspectors of election on the outcome of a vote
    • Discuss reasons common interest developments have restrictions: pets, architectural,
    • landscape and appearance; classify covenants and covenants running with the land; Explain restrictions on solar collectors; Describe solar easements
    • Apply traffic enforcement within the common interest development; Evaluate state vehicle codes for sections that pertain to your development;
    • Evaluate current use restrictions within the development for possible changes
    • Illustrate the CC&Rs needed to enforce the declaration; Analyze state and local laws to know when law enforcement is the responsibility of the association; Explain the litigation process: lawsuits, hearings, fines and arbitration
    • Evaluate what records the association is required to have in its office: financial books, minutes,
    • articles and bylaws; Recall who can inspect the membership records; Analyze the inspection rights of directors
    • Interpret the appropriate time to make changes to the governing documents; List which documents can be changed; Identify the method for making those changes: delivery, voting, adoption; Construct the steps needed to change the operating rules
    • Analyze the requirements that must be met for financial disclosure; Describe the components of a required operating budget; Identify operating expenses: insurance; utilities; fees; maintenance;
    • Relate the importance of improvement expenses
    • Identify a reserve account and its use; Conduct a major component analysis, including remaining life of the components; Describe how reserve funds are acquired; Determine the assessment income from expenses; Illustrate what the Financial Statement should contain
    • Understand that assessments are payments for operating expenses of the common areas of the development; Explain the process for increasing assessments and notification; Describe when special assessments and emergency assessments are needed; Discuss how to collect assessments and when they are due
    • Describe the contents of a pre – lien notice; Analyze the owner’s response; Discuss the appropriate time to proceed with foreclosure; Recognize when dispute resolution could be an appropriate resolution; Identify when a notice of sale and subsequent sale are needed; Relate the steps the association needs to take in the case of property owner bankruptcy
    • Illustrate the types of contracts Homeowner Associations may enter into: express, implied,
    • quasi, executed, executory, bilateral and
    • unilateral; Differentiate between an offeror and an offeree; Describe how to terminate a contract
    • Define Statute of Limitations; Recognize mistakes in contracts: mistake of fact; mutual mistake, unilateral mistake, clerical or computational error, mistake of judgment; Describe actual fraud; Identify contractual conditions; Estimate “reasonable period of time”
    • Analyze when to enter into a contract for outside management; Differentiate between employee and agent; Identify who has the authority to bind the association to contracts; Predict the employee’s liability for actions of independent contractors;
    • Evaluate the best time for and method of termination
    • Identify discriminatory practices in employment contracts; Describe the effect of Americans with Disabilities Act on employment; Discuss Title VII of the Civil Rights Act violations; Relate the Federal Housing act to your role as manager
    • Differentiate between real and personal property;
    • Explain the types of insurance a Homeowner Association is required to carry
    • Illustrate the Over – the – air Reception Devices Rule and its affect on CIDs; Apply the Petition For Declaratory Ruling
    • Describe the primary sources of law; Illustrate the function of each source of law; Discuss the court system and the various courts in the Federal Court System
    • Discuss the advantages of Alternative Dispute Resolution; Differentiate between non – adjudicative and adjudicative methods; Discuss the ways to negotiate; Recite the five steps of mediation;

    Demonstrate the procedures of arbitration.

    12 $120

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