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Maine Real Estate CE

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Course Title Hours Price

APPROVED FOR:

  • 3 HOURS CE CREDIT

Course Description:
This course provides an introduction to residential real estate finance, including information on the underwriting process for FHA, VA, FNMA & FHLMC loans. In this course the student will learn the basics of the different types of loans available and the advantages and disadvantages of each; loan applications; appraisals; escrow; titles; and credit reports, including qualifying for loan amounts and verifying income and assets. The student will also learn how to calculate loan amounts, estimate monthly payments from property taxes, hazard and mortgage insurance, qualifying ratios and income.

LEARNING OBJECTIVES:

  • Understand the basic concepts of real estate financing, and the key terms involved
  • Know how to qualify a buyer for the most common types of loans
  • Be familiar with the use and function of escrow accounts
  • Know what a Mortgage Insurance Premium is
  • Know the underwriting guidelines and process
  • Be familiar with the three most common types of loans: Conventional, FHA and VA
  • Know the advantages and disadvantages of conventional loans
  • Know how to use conventional qualifying ratios
  • Know the advantages and disadvantages of FHA loans
  • Know about the differing FHA qualification ratios
  • Know the advantages and disadvantages of VA loans
  • Be familiar with VA eligibility and qualification periods
  • Be able to calculate the amount of VA entitlement used
  • Be able to calculate VA loan amounts and required down payments
  • Know the process and qualifications for assuming VA and FHA loans
  • Be familiar with other types of loans available
  • Know how to underwrite and close loans

TOPICS COVERED:

  • INTRODUCTION
  • Lesson 1: Introduction
  • Lesson 2: Conventional Loans
  • Lesson 3: FHA Loans
  • Lesson 4: VA Loans
  • Lesson 5: The Nuts and Bolts
  • Lesson 6: Case Studies

REGULATORY REQUIREMENT:
Please see the state/regulatory requirement from the course catalog page.

SEAT TIME:
This course has been approved for 3 hours.

COURSE PRE – REQUISITE:
N/A.

TESTING:
Quizzes – All quizzes must be taken to proceed forward to the next lesson.
Final Exam – You will be required to take a final exam.

COURSE COMPLETION:
After a student completes an online course, they are supposed to print a copy of the “Certification Statement” and the “Correspondence Course Evaluation”. We need one copy of the Certification Statement and one Correspondence Course Evaluation for each course completed. This can be mailed or faxed to us at the school. Here at the school we are notified that the student passed the course. We mail a completion certificate to the student “AFTER” we receive the Certification Statement & Evaluation forms. We can also fax their certificate to them if they request it. We do have a little problem with students not faxing or mailing the forms to us. If the student cannot print the forms we can fax or mail forms to them to complete. We do not send any completion certificates to the MREC.

ABOUT THE SUBJECT MATTER EXPERT:

This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.

3 $35

APPROVED FOR:

  • 3 HOURS CE CREDIT

Course Description:
This course covers broad issues on fair housing laws. Specifically, the student will learn: what fair housing laws exist, what classes of individuals are covered under these laws, how discrimination is defined in real estate, how can one avoid discriminating practices, and what the consequences are for non – compliance with fair housing laws.

LEARNING OBJECTIVES:

  • Understand the purpose of the Federal Fair Housing Laws and be able to identify the protected classes covered by the Fair Housing Act.
  • Be aware of the seven activities considered illegal as a result of the Fair Housing Laws.
  • Know the five exemptions from the Federal Fair Housing Laws for property owners.
  • Be able to recognize discrimination in real estate practice.
  • Be able to identify acts considered discriminatory under the Fair Housing Act of 1968 as amended in 1972 and 1988.
  • Understand the purpose of the Federal Equal Credit Opportunity Act (ECOA) and know the classes it protects.
  • Understand the purpose of the Americans with Disabilities Act ADA).
  • Know how the ADA affects real estate practice.
  • Know how Fair Housing Complaints are handled.
  • Know the penalties for non – compliance with Fair Housing Laws
  • Know how to incorporate business practices designed to prevent discrimination by real estate professionals.
  • Understand the purpose of the HUD/NAR Partnership and why it is important.
  • Know the most important principle in following HUD Advertising Guidelines.
  • Be able to identify acceptable and unacceptable words and phrases for use in advertisements.
  • Have learned how to apply those practices that will assist a REALTOR® in evidencing that he or she does not discriminate.

TOPICS COVERED:

  • INTRODUCTION
  • Lesson 1: Introduction to Fair Housing
  • Lesson 2: Discrimination
  • Lesson 3: Other Legal Protections against Discrimination
  • Lesson 4: Enforcement of Fair Housing Laws
  • Lesson 5: How to Avoid Discrimination
  • Lesson 6: Real World Practice

REGULATORY REQUIREMENT:
Please see the state/regulatory requirement from the course catalog page.

SEAT TIME:
This course has been approved for 3 hours.

COURSE PRE – REQUISITE:
N/A.

TESTING:
Quizzes – All quizzes must be taken to proceed forward to the next lesson.
Final Exam – You will be required to take a final exam.

COURSE COMPLETION:
After a student completes an online course, they are supposed to print a copy of the “Certification Statement” and the “Correspondence Course Evaluation”. We need one copy of the Certification Statement and one Correspondence Course Evaluation for each course completed. This can be mailed or faxed to us at the school. Here at the school we are notified that the student passed the course. We mail a completion certificate to the student “AFTER” we receive the Certification Statement & Evaluation forms. We can also fax their certificate to them if they request it. We do have a little problem with students not faxing or mailing the forms to us. If the student cannot print the forms we can fax or mail forms to them to complete. We do not send any completion certificates to the MREC.

ABOUT THE SUBJECT MATTER EXPERT:

Robert Rayner, GRI
Mr. Rayner is President of Tom Fouts, REALTORS®, Inc and has been a broker since 1995 in Texas. Mr. Rayner is a Texas approved Core and MCE Continuing Education Instructor and has taught courses at Weatherford College and the University of North Texas. Mr. Rayner is past President of the Greater Denton/Wise County Association of REALTORS® and past Director of Texas Association of REALTORS®. Mr. Rayner holds a Bachelor of Business Degree from Baylor University.

3 $35

Estimating the Gross Living Area.

Course Description.

This course is deigned as a 3 – hour course that teaches those in the real estate community about estimating gross living area.

We will cover broad issues and describe the procedures for measuring the total square footage of detached single – family homes and multi – family gross building areas. The methods employed are the industry standard for the calculation process and enable the users of this information to obtain accurate and reproducible measurements for total gross living area of residential properties. You will learn how to treat the finished areas above – and below – grade, the finished living area above the garage, and the unfinished areas within the structure. The standard will allow individuals and organizations to agree and cooperate in communicating these square footage quantities to users of this information.

This standard promotes these goals in the hope that square footage calculation can become an item of agreement rather than a point of contention between groups with different interests and concerns.

This Estimating Gross Living Areas for Residential Properties course utilizes interactive technology and audio in an appealing way to facilitate learning.

Upon completion of this course, the student will be able to.

  • Define the American National Standard for Single – Family Residential Buildings (ANSI) and associated definitions.
  • Understand the scope and purpose of the ANSI.
  • Employ the calculation and measurement of square footage.
  • Comprehend the Statement of Finished Square Footage.
  • Calculate and measure estimated gross living area according to floor plans.
  • Identify the different values associated with real property, namely market value.
  • Determine the forces affecting market value.
  • Apply the appraisal process with regards to the Bundle of Rights and the appraisal process flow chart.
  • Define the Uniform Standards of Professional Appraisal Practice (USPAP) and various rules that accompany the USPAP.
  • Identify the components of valuation analysis.
  • Review a summary of the course and guidelines used for the estimation of the gross living area.
3 $35

APPROVED FOR:

  • 3 HOURS CE CREDIT

Course Description:
This module covers major environmental hazards. Licensees need to familiarize themselves with environmental issues because they have a responsibility to disclose to buyers any information that might affect their decision to buy. Environmental hazards can dramatically affect a property’s value, so buyers, sellers, lenders and licensees all can be affected by them. Students will learn throughout this module to identify internal and external environmental issues. They will learn about health hazards, environmental legislation, liability and responsibility for cleanup and protection. They will also learn about actions they should take and how issues affect licensees and lending. Licensees are not expected to be environmental experts, but in this module students will acquire a competency with environmental issues which will help them to elucidate issues for buyers, sellers and lenders. Knowledge of environmental issues also will help protect them from charges of nondisclosure. The conclusion of this module presents real world dilemmas and applications of the information presented. As the student completes this module, he or she should try to paint a big picture of environmental issues, which the module will address with comprehensive content questions, practices and case studies.

LEARNING OBJECTIVES:

  • Identify recent laws that have an impact on environmental issues, including lead – based paint disclosure laws
  • Know the procedures used to locate toxic waste sites, the responsibilities for cleanup and steps that may be taken to minimize future liabilities
  • Understand the nature of major air pollutants and the remedies that may be applied to minimize their effects
  • Be able to list at least three sources of human exposure to PCBs and at least two effects of this PCB exposure on humans
  • Understand landowners’ responsibility for the protection of wetlands areas on their property
  • Identify the issues landowners and developers face regarding endangered – species protection
  • Comprehend the nature of electromagnetic forces and the possible need for testing
  • Be able to describe at least two major provisions of the Small Business Liability Relief and Brownfields Revitalization Act
  • Know the current status of environmental laws and their effect on property insurance and mortgage lending

TOPICS COVERED:

  • INTRODUCTION
  • Lesson 1: The Indoor Environment
  • Lesson 2: The External Environment
  • Lesson 3: Legislation
  • Lesson 4: Disclosure and Site Assessment
  • Lesson 5: Real – Estate Practice

REGULATORY REQUIREMENT:
Please see the state/regulatory requirement from the course catalog page.

SEAT TIME:
This course has been approved for 3 hours.

COURSE PRE – REQUISITE:
N/A.

TESTING:
Quizzes – All quizzes must be taken to proceed forward to the next lesson.
Final Exam – You will be required to take a final exam.

COURSE COMPLETION:
After a student completes an online course, they are supposed to print a copy of the “Certification Statement” and the “Correspondence Course Evaluation”. We need one copy of the Certification Statement and one Correspondence Course Evaluation for each course completed. This can be mailed or faxed to us at the school. Here at the school we are notified that the student passed the course. We mail a completion certificate to the student “AFTER” we receive the Certification Statement & Evaluation forms. We can also fax their certificate to them if they request it. We do have a little problem with students not faxing or mailing the forms to us. If the student cannot print the forms we can fax or mail forms to them to complete. We do not send any completion certificates to the MREC.

ABOUT THE SUBJECT MATTER EXPERT:

This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.

3 $35

APPROVED FOR:

  • 3 HOURS CE CREDIT

Course Description:
This course covers broad issues and components of asset management plans. It also explains the discounted cash flow analysis. And the impact of the different assumptions on discounted cash flow analysis. It further explains the factors to consider deciding whether to buy or lease property.

LEARNING OBJECTIVES:

  • Discounted cash flow analysis
  • The components of Asset Management Plans
  • How to compare Alternative Asset Management
  • The impact of different assumptions on discounted cash flow analysis
  • The factors to consider to deciding whether to buy or lease property
  • The different alternatives to maximize return from distressed property
  • The factors in deciding whether to sell or hold a property

TOPICS COVERED:

  • Introduction
  • LESSON 1: Asset Management Essentials
  • LESSON 2: Case Study: A Successful Renovation
  • LESSON 3: Asset Management Assumptions
  • LESSON 4: The Decision to Buy or Lease
  • LESSON 5: Distressed Property Decisions
  • LESSON 6: The Disinvestment Decision
  • LESSON 7: Complexities of Real Investment
  • LESSON 8: Real Estate Market Research

REGULATORY REQUIREMENT:
Please refer to the state requirements page on the virtual university.

SEAT TIME:
This course has been approved for 3 hours.

COURSE PRE – REQUISITE:
N/A.

TESTING:
Quizzes – All quizzes must be taken to proceed forward to the next lesson.
Final Exam – You will be required to take a final exam.

COURSE COMPLETION:
Print and complete a Course Completion Affidavit with the attached Course Evaluation Form for each course you have completed and mail or fax to 207 – 856 – 9917. After each Course Completion Affidavit and Course Evaluation Form is received, a completion certificate will be mailed to the student. Arthur Gary School of Real Estate does not send completed certificates to the MREC.

ABOUT THE SUBJECT MATTER EXPERT:

This course is created and brought to you by 360Training, a leading provider of accredited e – learning courses to working professionals through today’s leading schools, associations and corporations. 360Training’s high quality e – learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today’s marketplace, renew licenses, acquire certification or prepare for a new profession.

This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost – effective as possible.

If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.

3 $35

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