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Rhode Island Real Estate CE

Complete your Rhode Island real estate continuing education requirements. Our courses are designed to help you fulfill your CE credits for your Rhode Island real estate license renewal. 360training.com is an online real estate school that offers you the convenience of studying at your own pace in any location with Internet connection.

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Course Title Hours Price

A deed is a written instrument that is commonly used to convey the title to real property. Consequently, all real estate professionals must have a clear understanding of the uses and purposes of different types of deeds. This module also illustrates the difference between the concept of title and the concept of a deed. The first lesson of this module reviews the requirements of a legally enforceable contract. A deed is a legal contract between two parties for land conveyance; therefore, the requirements for a deed to legally convey the title to real property are also reviewed and explained in detail. The second lesson of this module covers types of deeds and their different uses. Types of deeds for voluntary land conveyance differ in the extent of covenants and warranties on the title that are offered to the grantee. The most common types of deeds for voluntary land conveyance are general warranty deeds, special warranty deeds, bargain and sale deeds and quitclaim deeds. The lesson then identifies other types of deeds that may be used for special purposes. All states have distinctive legislation pertaining to title conveyance. As a result, the third lesson of this module outlines relevant state statutes that affect the creation and execution of deeds, including those that differentiate between the unauthorized practice of law and the lawful role of real estate professionals. The last lesson in this module is a real estate practice lesson in which the student is presented with real world situations that licensees might face in the field. This lesson gives the student an opportunity to employ his or her new knowledge, and to use the material in this module to properly manage ethical predicaments and problematic transactions.

3 $30

Clear, mutually acceptable agreements are an essential component of the legal transference of ownership. In the practice of real estate, contracts are the instruments used to describe and record the agreements surrounding the conveyance of property. Some type of contract is nearly always involved, whether a salesperson is promising to sell a property within a specified period of time, a prospective buyer is placing an offer on a house or a seller is considering an offer on property. Before entering into a legally binding agreement, real estate professionals must fully understand the contracts that govern their industry. Failure to understand contracts opens a licensee to various kinds of liability and can seriously damage one’s professional reputation. Therefore, it is vital that real estate professionals learn this material so they can protect themselves against errors, oversights and misunderstandings. In this course, the student will learn about the types of general contracts as well as the different kinds of real estate contracts. The course begins by providing the student with an overview of the various types of contracts: bilateral, unilateral, implied, express, executed, executory, valid, void, voidable and unenforceable. Once the student is introduced to the different types of contracts, he or she learns what makes a contract legally enforceable, this being the five components that make a contract valid: mutual assent, legally competent parties, consideration, lawful objective and adherence to a statute of frauds. This course includes the following lessons:

  • Types of Contracts
  • Features of a Legally Valid Contract
  • Contract Fulfillment
  • Real Estate Contracts The fifth and concluding lesson in this course presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this course, he or she should try to develop a broad picture of contractual issues and how they fit into the larger practice of real estate; the last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

  • 3 $30

    This module is designed as a 3 – hour course to educate students on ethics in the real estate industry. The student must pass a comprehensive final exam to receive credit for the module. Because real estate agents usually work and specialize in local communities, they tend to build rapport very quickly. To build reputable associations, agents should win the trust and respect of the people they work with by adhering to the highest morals and ethical practices, thus ensuring client loyalty. This course introduces you to some of the general ideas and theories that help apply the concept of ethical judgment. This provides a background for a detailed discussion of professional real estate ethics that is framed in terms of the NAR® Code of Ethics. In this module, we will frequently refer to the NAR® Code of Ethics as “the Code of Ethics” or simply “the Code.” As the student completes this module, he or she should try to develop a broad perspective of ethics in real estate and how this translates into the overall goal of professionalism. The last lesson will help with this objective by presenting comprehensive content questions and case studies.

    6 $60

    In many states, a licensee has no official duties throughout the closing process. This leads some real estate licensees to believe that their job ends when the purchase and sales contract is signed, but this is not a prudent stance. Transactions can and do fall apart during the closing stage. Licensees who are familiar with closing procedures and settlement costs can stay involved and use their skills to help ensure that their transactions end well. This module covers a broad range of issues related to closing and settlement to help the student learn ways to help clients through this sometimes complicated process. It includes the following lessons:

  • Real Estate Closings
  • Expenses
  • The HUD – 1 Settlement Statement In addition, this module includes a final practice lesson. This concluding lesson presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this module, he or she should develop a broad picture of closing and settlement procedures and should understand how they fit into the larger practice of real estate. The last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

  • 3 $40

    Asset Management is the term used for the decision – making process involved in maximizing returns on real property investments. This process includes such decisions as whether or not to renew a lease for a tenant, purchase or lease more assets, improve, sell or rent one’s current assets, etc. The asset manager must be aware of market trends and indicators and must be able to accurately predict the cash inflows and outflows of his or her own holdings. This module provides an introduction to the basics of asset management. It introduces the student to the key ideas and concepts of management as well as the techniques a manager will use to evaluate the market and evaluate the financial impact of alternatives in order to make properly informed decisions. The student will learn how to handle distressed properties and how to successfully market a revenue – increasing strategy. The module ends with case studies and real world practice, which will aid the student in becoming confident and familiar with the various aspects of asset management.

    3 $30

    The purpose of this course is to offer a broad understanding of the purpose and execution of the 1031 tax – deferred exchange. This class will empower you to provide your clients with an alternative to paying capital gains taxes, however the course is not intended to allow or suggest that the student is now empowered to give tax advice. Real estate professionals should always recommend that a client get accurate advice from a qualified tax specialist. When engaging in real estate transactions it is always recommended that the client seek the advice of a qualified tax specialist as tax laws frequently change, and in many cases the real estate professional does not know the client’s total tax picture. There are circumstances in which the 1031 tax – deferred exchange is not the best avenue for a particular client at a particular time. On the other hand, it is important from the standpoint of professional liability that real estate experts at least explain the concept of the 1031 exchange to his investor client. This module includes the following lessons:

  • Introduction to 1031 Real Estate Exchange
  • Mechanics of the 1031 Exchange
  • Practice and Case Studies.

  • 3 $30

    This module introduces students to the terminology and concepts surrounding titles and records. We will do this by explaining the procedures involved in conveying real estate and in recording the legal evidence of conveyance and ownership. The public recording of real estate documents – such as deeds, mortgages or tax liens – makes information regarding a particular parcel of land or property readily available to anyone who seeks to know more about the ownership history of a particular piece of property. All of the parties who are involved in real estate conveyances need to understand the process of recording and title transfers; this knowledge will help them avoid many of the confusions and complications that can arise surrounding the documentation of property ownership. In this module, the student will learn about public records and how to record them as well as the methods of conveying property ownership. This module includes the following lessons:

  • Recording and Public Records
  • Titles
  • Title Transfers The concluding lesson in this module presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this module, he or she should try to develop a broad picture of titles and records and how they fit into the larger practice of real estate; the last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

  • 3 $30

    The objective of this module is to teach real estate professionals how they can help their clients with the process of buying and selling property on a tax – favorable basis. The first two lessons describe a method of real estate purchase using pre – tax dollars and of growing the estate within a qualified product. We will discuss the current tax advantages of using both qualified and non – qualified tax products such as IRAs, SEP IRAs, 401(k)s, Roth IRAs and charitable gift annuities. The use of these applications provides the real estate professional with an opportunity to create a long – standing and profitable relationship with his or her clients, as well as attracting a more sophisticated investor wishing to find an alternative to 1031 exchanges. Lessons three and four of this module will explain the many important aspects of Internal Revenue Code Section 1031. The course will focus on the benefits of the 1031 exchange for the investor, the licensee and the other parties involved in the transaction. The student will learn which properties qualify under Section 1031 and how to use the various types of 1031 exchanges to enhance the client’s position in the investment real estate market. The concluding lesson in this module presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this module, he or she should try to develop a broad picture of tax – favorable real estate transactions and how they fit into the larger practice of real estate. The last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

    4 $40

    This module explores the meaning of real property ownership and the differences between real estate and personal property. Although these terms are often used interchangeably in everyday conversation, there are different rights associated with these different commodities. It is important that licensees understand the differences between them and are able to explain the distinctions to their clients and customers. This module addresses the following topics:

  • Personal and Real Property Ownership
  • Land Description
  • Controlling Development
  • Real Estate Practice Lesson Throughout this module, the student will learn how different commodities-land, real estate, and real property- transfer and relate to one another. In addition, the student will learn about land use theory and come to understand how our federal, state, municipal and private authorities govern and plan our communities. This module covers legal descriptions as well as informal descriptions, the development of these concepts and the role they play in the real estate industry. This module’s final lesson presents real – world dilemmas and provides opportunities to apply the information covered in the rest of the course. As the student completes this module, he or she should try to develop a broad understanding of real property use and to place this understanding within the larger context of real estate practice as a whole. This final lesson aims to help the student achieve this goal using comprehensive content questions, practice examples and case studies.

  • 3 $30

    This course provides an introduction to residential real estate finance, including information on how to underwrite FHA, VA, FNMA and FHLMC loans. In this course, you will learn the basics of the different types of loans available, loan applications, appraisals, escrow, titles and credit reports, including qualifying for loan amounts and verifying income and assets. You will also learn how to calculate loan amounts, estimate monthly payments, property taxes, hazard and mortgage insurance (for Conventional, FHA and VA) and qualifying ratios and income.

    3 $30

    Property management is a special category of real estate work. The term “property management” generally refers to the group of services which an owner hires a professional property manager or management firm to perform. The quality of management directly affects the profitability of the property being managed. A skilled property manager thus protects the owner’s capital investment in real estate and makes sure that the property generates profit. In many cases, property managers must be licensed real estate brokers. This module includes the following lessons:

  • Introduction to Property Management
  • Management Plans and Management Agreements
  • A Property Manager’s Typical Duties
  • Interacting with Tenants
  • Property Management and Leases
  • Real Estate Practice Lesson We will cover a property manager’s basic functions, including administrative duties, leasing practices and the manager’s legal relationships with the owner and the tenants of the property. The module also discusses the way to construct a management agreement so that the manager and the owner clearly understand one another’s roles. Licensees will benefit from understanding the various types of property management, as well as the duties that successful property managers must carry out. The concluding lesson in this module presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this module, he or she should try to develop a broad picture of property management and how it fits into the larger practice of real estate; the last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

  • 3 $30

    This module discusses liens, taxes and foreclosures. There are many types of liens, as well as several kinds of taxes, that can attach to a parcel of real estate. When borrowers default on a debt, foreclosure is the process by which lienholders collect the unpaid portion of a debt. Because liens represent an interest in real property, it is crucial that real estate licensees develop an in – depth understanding of liens and lien – related issues. Such knowledge also helps licensees to better advise buyers and sellers. The first lesson presents a general overview of liens. It explains the classification of liens and discusses the types of non – tax liens. Lesson two discusses taxes and tax issues, including ad valorem taxes, real estate tax computation, special assessments, real estate transfer taxes, federal income taxes, capital gains taxes and tax shelters for homeowners and investors. It also discusses the priority of liens. Lesson three addresses the methods of foreclosure, redemption, deficiency judgments, tips for homeowners facing foreclosure and fraudulent behaviors related to foreclosure. The conclusion of this module presents real world dilemmas and applications of the information presented. As the student completes the module, he or she should try to paint a big picture of the issues surrounding liens, taxes and foreclosures, which the module addresses with comprehensive questions, activities and case studies.

    3 $30

    As the market becomes more competitive, only a business comprised of well – rounded licensees who provide comprehensive advice will continue to stand out. This course instructs real estate licensees on the basics of home inspection. An understanding of this information will allow the student to serve his or her clients and customers better. This course presents an overview of the home inspection business and explains how it fits into the real estate industry as a whole. In addition, the course covers the regulatory bodies and professional organizations associated with home inspection. At the conclusion of this course, the student will understand the methods used to inspect homes, will know what to look for when examining properties, both inside and out, and will understand the various types of inspection reports and the differences between them.

    3 $30

    All Americans have the right to attempt to purchase, rent, or finance housing for themselves in the location of their choosing, regardless of their gender, religion, handicap, color, race, national origin or familial status. To help ensure that no one is deprived of this right, Congress passed the federal Fair Housing Act in 1968. This Act prohibits unethical discrimination by those who rent, sell and finance residential real estate. This module discusses the federal Fair Housing Act, as well as other anti – discrimination laws that directly affect the real estate industry and the financing of real estate. Upon completion of this course, you will understand the legislation, its purpose, and importance. You will also be familiar with the penalties for violating such statutes and have a better understanding of how you can avoid unethical discrimination in your everyday conduct. Initially, this module will introduce the federal Fair Housing Act, explaining the groups of people whom it covers and the various wrongs against which the law is meant to protect. In addition, we will discuss the meaning of discrimination and the existence of certain exemptions to the law. After detailing the Fair Housing Act, this course will move on to other relevant statutes, such as the federal Equal Credit Opportunity Act and the Americans with Disabilities Act. This module concludes with a real estate practice lesson that will present you with various case studies. Using the information you have gained from this course, this final lesson provides you with an opportunity to decide how to handle the common predicaments that often face those providing brokerage services.

    3 $30

    An American National Standard is developed through a consensus process that involves those organizations and individuals directly and materially affected by the existence of a standard. A standard itself is a voluntary guide for producers and consumers. The American National Standards Institute is the central body responsible for identifying a single, consistent set of voluntary standards and verifying that the principles of openness and due process are heeded. All American National Standards are subject to periodic review and revision. A standard allows individuals and organizations that use different terminologies based on different points of view to communicate, cooperate, and calculate quantities on a common basis. This standard promotes these goals in the hope that square footage calculation can become an item of agreement rather than a point of contention between groups with different interests and concerns. This standard for the calculation and reporting of above – grade square footage and below – grade square footage in single – family houses is offered for voluntary application. The standard must be applied as a whole. The standard is not meant to replace or supersede any legal or otherwise required existing area measurement method. It may be used in a proposed, new or existing single – family house of any style but is not applicable to apartment/multifamily buildings. It does not cover room dimensions. Before the adoption of the standard, no nationwide standard existed in the United States for measuring square footage in single – family houses. By contrast, a standard applicable to commercial buildings has been in effect for 80 years. In 1915, the Building Owners and Managers Association International (BOMA) developed a standard method for measuring floor area in office buildings. The BOMA standard was revised in 1952,1955,1971,1980 and 1989 and now bears the title Standard Method for Measuring Floor Area in Office Buildings, ANSI Z65.1 – 1980 (Reaffirmed 1989). This module is deigned as a 3 – hour course teaches those in the real estate community about estimating gross living area. This module includes two practice exams that will help the student prepare for the module exam. Understand that these are for practice only. The student must pass a comprehensive final exam to receive credit for the module. This module includes the following lessons:

  • American National Standard for Single – Family Residential Buildings
  • Measurement and Calculation
  • Appraisal Values
  • The Appraisal Process
  • Uniform Standards of Professional Appraisal Practice
  • Valuation Analysis
  • Summary and Other Guidelines
  • Critical Thinking Questions and Case Studies.

  • 3 $30

    This module covers major environmental hazards. Licensees need to familiarize themselves with environmental issues because they have a responsibility to disclose environmental information to buyers that might affect their decision to buy a property. Environmental hazards can dramatically affect a property’s appeal, value and comparative safety; buyers, sellers, lenders and licensees can all thus be significantly affected by these problems. Throughout this module, students will learn to identify the internal and external environmental issues that can affect a property. They will learn about health hazards and environmental legislation; we will also discuss liability and responsibility for clean – up and protection. In addition to presenting these details, the lesson will also cover the various actions licensees should take with respect to environmental hazards, as well as how these issues affect licensees and lending. Licensees are not expected to be environmental experts, but in this module students will acquire a basic competency in environmental issues which will help them to elucidate issues for buyers, sellers and lenders. Knowledge of environmental issues will also help to protect them from charges of nondisclosure. The concluding lesson in this module presents real – world dilemmas and concrete applications of the information presented in the rest of the course. As the student completes this module, he or she should try to develop a broad picture of environmental issues and how they fit into the larger practice of real estate; the last lesson will help with this project by presenting comprehensive content questions, practice problems and case studies.

    3 $30

    Our real estate CE courses meet the requirements of the Rhode Island Real Estate Commission. Take your 24-hour Rhode Island real estate continuing education now.

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