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The Six Parts of the Personal Auto Policy New

Course Description

Course Approval Number :

Course Description

Perhaps the most important aspect of any insurance policy (for both the consumer and the insurer) is the coverage extended under that policy. Personal auto insurance is no exception, and a firm understanding of all parts of the policy is vital for any property agent. This course presents each part (A, B, C, D, E and F) of the personal auto policy one at a time, examining the general provisions and conditions stipulated in each. In addition to the basic issue of what is covered, the course takes the opportunity to explain other points, such as who is covered and what is explicitly NOT covered.


  • Understand what the insured’s duties are following an auto accident
  • List the three categories of salvage
  • Explain how losses are paid
  • Describe the nine general provisions that are included in Part F
  • Understand the seven activities involved in auto liability investigation.


  • Lesson 1: Part A – Liability Coverage
  • Lesson 2: Part B – Medical Payments Coverage
  • Lesson 3: Part C – Uninsured Motorists Coverage
  • Lesson 4: Part D – Coverage for Physical Damage to Your Auto
  • Lesson 5: Part E – Duties After an Accident or Loss
  • Lesson 6: Part F – General Provisions

    Please see the state/regulatory requirement from the course catalog page.

    This course has been approved for 1.5 hours.


    Final Exam – You will be required to pass the final exam with a 70% in order to receive course credit.

    Upon successful completion of this course you will be able to print your certificate online.

  • State Requirements

    Check North Dakota’s state requirements prior to enrolling (http://www.nd.gov/ndins/). Provider – 360training.com, Inc. #1391

    *General credit hours count for either property and casualty or life and health.



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